Happy holidays from all of us at First Option Bank!

We know this can be a busy, expensive time of year, which makes it especially difficult to stick to your budget and avoid overspending. With a few financial education tips, you can build a holiday spending plan that works for you, while setting yourself up for a happy new year.

Visit the First Option Bank financial education center for insights including: 

• How to use your credit cards responsibly this holiday season 
• How to protect yourself from identity theft while shopping 
• Creating a budget to guide your spending and sticking to it!
• Understanding overdraft fees and how to avoid them

Visit the First Option Bank financial education center to get started: https://firstoptionbank.everfi-next.net/ 

We hope these tips help you manage your finances during the holidays and get 2023 off on the right foot!